Urgent ₦2,000 when life blindsides you.
Excella Digital built Urgent2k so everyday Nigerians can get a quick, no-interest boost exactly once each month—no stories, no shame, just responsible relief.
Why Urgent2k exists
Small crises deserve fast, stigma-free support. We built a calm space that routes ₦2,000 to real people within minutes.
We keep it small on purpose so everyone can get served, monthly, without debt cycles.
Edge checks + smart queue prioritize need signals like medical, transport, food, or data top-ups.
One request every 30 days. Instant eligibility feedback. Clear audit on every payout.
How Urgent2k moves money
Designed to feel like a favor from a friend, executed with bank-grade rails.
Signal
Share a 20-second context: what’s urgent, where to send funds, and your identity check.
Verify
NIN + phone + device risk checks confirm it's really you and that you haven't claimed this month.
Drop
Funds drop to bank or wallet. You get a receipt, a reset timer, and we move on to the next person.
Fairness guardrails
Our rules keep the runway open for the next emergency.
- Nigerian bank or wallet that can receive instant transfers.
- NIN for identity lock-in.
- One successful request per 30-day cycle—system enforced.
- Human review on suspicious spikes to avoid abuse.
- Essentials: food, transport to work/school, airtime/data for critical calls.
- Health: prescriptions, clinic fare, quick diagnostics.
- Safety: short-distance relocation, power for the night.
Inside the app
Minimal screens, clear states, no dark patterns.
Shows where you are: Request → Verifying → Dropping → Cooldown.
Large, center-aligned timer until your next window opens.
Exportable proof of assistance for HR/landlord/guardian conversations.
Toggle to mute notifications while funds still arrive silently.
Who is backing this?
Excella Digital is a payments company built for fast, transparent micro-transfers. Urgent2k is our give-back product.